Welcome to The Comprehensive Wealth Management Group
Thank you for your interest in The Comprehensive Wealth Management Group (CWMG, Inc.). I know that you depend on input and solutions from many professionals in your life and I am privileged with the opportunity to help you with your financial future. Please take some time to explore my site and let me know how I can help.
Formed in 2003, CWMG is a firm dedicated to exceptional and personalized client service as well as unbiased investment management, retirement income and tax planning, insurance planning, and estate planning. I strive to be the best professional in my field with uncompromising integrity and trust.
I look forward to the possibility of working with you. You will not find a staff more committed to providing you with a great experience.
Tor E. Hotham, MBA, CFP®, ChFC®
Getting a Head Start on College Savings
A few strategies that may help you prepare for the cost of higher education.
Tips for Finding Care for Your Disabled Child
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
It Was the Best of Times, It Was the Worst of Times
All about how missing the best market days (or the worst!) might affect your portfolio.
Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now.
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.
For some, the social impact of investing is just as important as the return, perhaps more important.
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
There are ways to improve your physical fitness without denting your fiscal fitness.
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
This calculator demonstrates the power of compound interest.
Use this calculator to compare the future value of investments with different tax consequences.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
There are some smart strategies that may help you pursue your investment objectives
Using smart management to get more of what you want and free up assets to invest.
Investment tools and strategies that can enable you to pursue your retirement goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The importance of life insurance, how it works, and how much coverage you need.
Principles that can help create a portfolio designed to pursue investment goals.
Do you know these three personal finance sayings?
Understanding the cycle of investing may help you avoid easy pitfalls.
There are three things to consider before dipping into retirement savings to pay for college.
How will you weather the ups and downs of the business cycle?
A bucket plan can help you be better prepared for a comfortable retirement.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.