Long Term Care Planning
Understanding long-term care services and your possible need for services can help you maximize your independence and functioning at a time when you may not be fully independent due to a sudden illness, chronic condition or accident.
In 2008, 21 million people required long-term care services. About 70 percent of people over age 65 require some type of long-term care services during their lifetime.* Since there is a good chance that you might need long-term care services at some point, it is important to explore your options and plan ahead.
People often put off planning for long-term care because they do not want to think about a time when they might need it. Most people first learn about long-term care when they or a loved one needs care. However, if you wait until you need services to start planning, your options may be limited. You may not be able to find the information you need to make decisions. You may not have the money you need to pay for the services you want or you may have to rely on your family or others to make decisions for you.
We will help you understand:
- Services available from your family and in your community
- Special conditions (such as age or income) that may apply for receiving services
- Costs of services
- Public or private payment options available to you
*Statistics according to the Department of Health and Human Services.